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3. Care has been taken in the preparation of this web site, but the information in this web site is for information purposes only and has not been independently verified. No representation or warranty, express or implied, is made as to the accuracy, completeness or thoroughness of this web site or the information contained in this web site.
4. IBA, its directors, employees and agents shall not be liable for errors contained in this web site (by inclusion or omission) or for any loss incurred by any user or any third party (including incidental or consequential loss) arising from the use of, or in connection with, this web site or the information contained in this web site.
5. Information in this web site is subject to change without notice